Disclaimer

Capital Diva publishes educational information about careers, earning, and money skills. Please read this page — it defines what this site is and is not.

Not financial or investment advice

Nothing on this site is financial or investment advice. We do not recommend securities, funds, cryptocurrencies, or any investment products, and we make no promises about financial outcomes or returns. Articles about earning, negotiation, and money habits describe general skills and publicly available data — they are not recommendations for your specific finances. For decisions about your money, consult a licensed financial professional.

Not legal advice

Articles that discuss laws — such as state pay-transparency statutes, the Family and Medical Leave Act, employment agreements, or business formation — describe those rules factually and link to official sources (IRS, U.S. Department of Labor, EEOC, state agencies). They are general summaries, laws change, and how a law applies to you depends on facts we can't know. Nothing here creates an attorney-client relationship. For legal questions, consult a licensed attorney in your state.

Not tax advice

Content touching taxes — self-employment tax, estimated payments, information returns — summarizes IRS rules and links to IRS.gov as the authoritative source. It is not tax advice. For your tax situation, consult a CPA, enrolled agent, or other qualified tax professional.

Not individualized career advice

Negotiation scripts, promotion strategies, and career playbooks published here describe what has worked in specific, documented situations, along with data on typical outcomes — including where these tactics fail. Your workplace, manager, industry, and risk tolerance are your own; outcomes are not guaranteed, and no article can substitute for judgment about your specific circumstances. Where the stakes are high, a qualified career coach, employment attorney, or HR professional is worth consulting.

Accuracy, dates, and sources

We cite sources for factual claims, date every article, and update articles when facts change. Even so, data gets revised and laws get amended — always check the linked primary source before acting on a time-sensitive fact.

Personal experience

First-person accounts on this site reflect the author's real experience; identifying details of employers, colleagues, and clients are omitted or generalized to respect privacy and confidentiality. Your results will differ.

Questions about this disclaimer: hello@capitaldiva.com.